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#insurance

2 posts2 participants0 posts today

Today I discovered a website you can use to determine how privacy-friendly a vehicle is, since a lot of modern vehicles will collect and upload your driving data to your insurance so they can raise your rates.

vehicleprivacyreport.com

Very useful to have, especially now that a lot of ppl are ditching their Teslas in search of better cars.

vehicleprivacyreport.comVehicle Privacy ReportGet privacy car facts for FREE by searching your VIN.
#cars#privacy#data

How Climate Change Could Upend the American Dream

Americans have long accumulated wealth by owning their homes, but a new study predicts that spiking insurance rates and climate disasters now herald an era of widespread losses.

propublica.org/article/climate

ProPublicaHow Climate Change Could Upend the American Dream
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Insurers Failed to Comply With Mental Health Coverage Law, Department of Labor Report Finds

The probe found widespread noncompliance and violations of federal law in how health plans and insurers cover mental health care, echoing the findings of a recent ProPublica investigation.

propublica.org/article/departm

ProPublicaInsurers Failed to Comply With Mental Health Coverage Law, Department of Labor Report Finds
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@bodhipaksa
#Insurance #advice
📋 Text version, not just Alt text...

To everyone in a similar scenario: the tactic my doctor's office has taught me is to ask, in writing, for:

1) the name, board specialty, and license number of the #doctor making the determination the #treatment was not #medically necessary;

2) copies of all materials they relied on to make their determination;

3) proof the doctor making the determination has maintained registration in your specific state and #documentation of their meeting all their continuing #education #requirements;

4) the aggregate rate at which similar treatments are denied vs approved by the specific doctor being used for peer review.You are not entitled by #law to *all* of these things in most #states, but you're entitled to some of them, and you can always ask for them.

This is, she says, a wildly successful tactic, because if the insurance c#ompany answers them honestly, it gives you #evidence that the"doctors" making these determinations are practicing #medicine out of scope, without proper #licensing and #qualifications, in areas they are not competent in.

Everyone knows this is true; it's not a secret in any way. But it's in violation of a number of regulations, and a LOT of times the company will just give up and pay the bill rather than handing you proof they're violating the regs. It's a tactic that has worked for me many, many times.

rahaeli on Bluesky posts the above.

Replied in thread
@gentoobro@shitpost.cloud

Republicans oppose socialism when the money will go to the poor. They raise the fearmongering specter of Lenin when anyone suggest using tax money to actually solve real-world problems for real people.

Republicans and Democrats fight to the death in favor of socialism when the money will go to:

- defense contractors
- insurance companies
- banks
- investors
- prisons
- cop shops
- third party contractors
- foreign aid for bombs

Then they just re-brand socialism as 'public-private partnership' when it should be called 'public pirate partnership'.

Also the Federal Reserve Bank _is_ socialism. Also the fractional reserve money issue system is socialism for the banks and the owners of those banks.

They only call it socialism when the money goes to the poor. This shows how much they hate the working poor. They love the redistribution of wealth when it is being redistributed to the rich.

This is why I have always said that socialism (including Soviet socialism) was always a welfare robbery program for the rich and powerful, which it was, and which it is. Some people have difficulty understanding this. Socialism means taking from the workers to support the parasites. What fiscal 'conservatives' object to is taking from the rich parasites to support the poor.

#Socialism #FederalReserve #Government #FedGov #Banks #Insurance #Taxes

One doctor’s recommendation to deny a 43-year-woman coverage “contained errors on practically every aspect” of her condition, the Labor Department said in 2012.

United and other insurers continued to hire the doctor over the next decade.

#News #Health #Healthcare #Insurance #MentalHealth #Doctors #Law

propub.li/49ZkOAh

ProPublicaInsurers Continue to Rely on Doctors Whose Judgments Have Been Criticized by Courts
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